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Wednesday, November 17, 2010

Leaving After a Foreclosure

Leaving After a Foreclosure


Leaving a house after foreclosure is often the most difficult part of the entire process. Homeowners are often disappointed that they will not be able to keep their home, and some attempt to take revenge on the bank by stripping the property of everything useful. This is not a positive action, though, and serves no lasting purpose other than lashing out at a bank that foreclosed on one's property. But foreclosure victims do still have rights to their own property located in the house, and can take anything that is personal. Fixtures that are attached to the property and considered real property are the most likely targets of being removed from the house and causing damage. While homeowners do not have a right to remove fixtures and leave nothing in their places, they can provide substitute fixtures while taking the items that hold sentimental or financial value to them.

If you have lost your home to foreclosure, you may also be wondering what is going to happen next.  After the foreclosure sale, the new owner will serve you with a Notice to Quit if you are still in the property. It is a 3-day notice if you are the former owner(s) and a 30-day notice if you are a tenant of the former owner(s).

If you still have not left after the expiration of the notice period, the new owner can file an eviction lawsuit against you to get and order for the Sheriff to remove you. Eviction lawsuits can take a couple of weeks or longer depending on the particular aspect of the case.

Sunday, November 7, 2010

Contact Your President - Participate in Democracy

We believe that it is important for every citizen to be in contact with their elected officials. They need to hear from you.

President Obama has said that he begins each day in the White House reading a few letters from citizens so he can remember who he is working for. We have heard that as few as 20 letters to a member of Congress on a single topic alerts them as to a potential problem and may cause them to look into that particular issue . This is why we have included this page on our site.

It is easy to write your representatives using these links. Write them and let them know what is on your mind. Of course, your comments should be serious and, again of course, not threatening.

Just let them know. Participate in your democracy.